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With the , FreddieMac stopped posting regional rates in its weekly PriMS)

Correctly, when figuring interest rate thresholds to have mortgages regarding the Condition of the latest York, lenders and you may consumers is to make use of the following publicly-advertised average commitment rates:

• 8 fee points (for a first lien mortgage) over the yield into the U.S. Treasury securities with a similar maturity, measured on 15th day of the fresh new few days in which a software to own borrowing are obtained because of the lender;
• nine commission situations (getting a using lien mortgage) along the give on U.S.

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